McLellan Finance

Commercial | Emerging Corporate | SMSF

Financial Services

Commercial

McLellan Finance provides tailored commercial finance solutions, empowering you with buyer control. We streamline the process of securing market-tested, competitive funding. Whether you’re acquiring property, purchasing a business, expanding operations, or conducting a financial review, we advocate for your best interests. Let’s connect—onsite, at our office, or over the phone.

Emerging Corporate

As businesses scale beyond $20M+ turnover and $15M+ funding needs, they commonly transition from property-backed lending to a model focused on earnings, strategy, and reporting. Having a specialist finance broker and advisor in this space ensures you negotiate from a position of strength, securing better funding outcomes.

Self Managed Super Fund (SMSF)

Access SMSF funding with ease. We are accredited with leading SMSF lenders for new transactions or refinancing, including deals over $5M. Let us simplify the process and secure a market-leading solution for you.

Industry Insights

Stay informed with the latest insights and expert advice on finance and industry trends. Explore our articles, tips, and updates to help you make informed decisions. For more in-depth information, visit our full Insights page.

Finance | Commercial | Video

Why McLellan Finance?

Putting existing customers first, valuing relationships for the long term and returning buyer power and relationship continuity to the customer.

3 Feb 2025

Finance | Commercial | Video

Unique Lending

Hear about lending against a unique asset, being a portfolio of domain names, or more particularly the cashflow generated by this portfolio of domain names.

3 Feb 2025

McLellan Finance Frequently Asked Questions FAQ

Finance | Article | Commercial

Bank Pricing | Key Drivers to a Better Deal

Our company was created to make it easy, put existing customers first, understand you, your goals, and be beside you for the life of your financial journey.

6 Feb 2025

Frequently Asked Questions

Find quick answers to common finance questions. Explore our FAQs below, and visit our full FAQ page for more details.

Commission from lenders – In most cases, we are paid directly by the bank when a loan is successfully settled. This includes an upfront commission based on a percentage of the loan amount, as well as an ongoing trailing commission for the life of the loan. This structure means our service is typically at no direct cost to you.

Advisory or success fees – In certain cases, we may charge an advisory fee, which could be a fixed amount, an hourly rate, or a success fee based on a proportion of the benefit received. These scenarios are less common and will always be discussed and agreed upon with you upfront.

Achieving the best-priced or most valuable deal depends on several factors, which can be grouped into five key categories:

  1. Risk Profile – Lenders assess factors such as industry, financial performance, security position, and serviceability when determining pricing.
  2. Loan Structure – The way a loan is structured (e.g., term, interest-only vs. principal & interest, security, and covenants) can impact pricing and flexibility.
  3. Market Conditions – Interest rates, competition among lenders, and the bank’s appetite for particular sectors influence pricing at any given time.
  4. Negotiation Leverage – Understanding how to position your application and which lenders have the best appetite for your needs can make a significant difference.
  5. Relationship & Advocacy – A finance broker has the experience, market knowledge, and lender relationships to negotiate effectively on your behalf, often securing terms that wouldn’t be offered directly to an individual borrower.

While banks may offer direct pricing, they are ultimately focused on their own interests. A skilled broker works for you, leveraging their knowledge and lender relationships to ensure you receive the most competitive terms available.

For further information on bank pricing:

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At McLellan Finance, we offer more than straightforward transaction structuring and negotiating competitive financing solutions—we provide strategic advantages that enhance your financial position over the long term:

  • Greater Market Access & Leverage: With McLellan Finance by your side, you retain ongoing access to multiple banks, not just the one that provided your initial deal. My industry relationships keep you informed of market shifts, ensuring your financing remains competitive.
  • Expert Advocacy & Strategic Guidance: I provide insights on deal structures and lender appetites before proposals are submitted. With banks frequently adjusting their lending preferences, I help you navigate these changes and capitalize on new opportunities.
  • Consistent & Dedicated Support: One of the biggest frustrations in banking is changing relationship managers. At McLellan Finance, you have a single, dedicated point of contact who understands your business and remains with you throughout your journey—so you only need to tell your story once.

By working with McLellan Finance, you gain a trusted partner dedicated to securing the best financial outcomes for your business while providing valuable insights and strategic guidance along the way.

At McLellan Finance, our commitment to clients extends well beyond deal completion. We maintain an ongoing relationship through quarterly on-site meetings, ensuring we continuously refine our understanding of your business, goals, and management approach. Acting as a strategic sounding board, we provide insights and guidance on early-stage ideas, helping you plan and position your business for future opportunities. Our proactive engagement ensures you remain abreast of the changing pulse of the finance industry and are well-prepared for your next move.

Our role extends beyond simply sourcing finance—we act as strategic advisors, ensuring you secure the right funding solution that aligns with your business objectives. We begin by gaining a deep understanding of your financial position, business story, and immediate borrowing requirements. From there, we structure a compelling funding proposal, leveraging our industry expertise and lender relationships to present your opportunity effectively.


Our approach follows a competitive tender-style process, where we engage with a curated selection of lenders to gauge appetite, pricing, and terms. Based on initial feedback, we refine the approach and submit a formal application to shortlisted funders, who undertake credit assessments and provide preliminary offers.


Once we present these offers, we guide you through the selection process, ensuring transparency and alignment with your strategic needs. Upon finalising the preferred funding option, we facilitate introductions to the lender, negotiate final terms, and assist in managing the transaction through to settlement.


By combining deep market insights, a rigorous funding process, and strong lender relationships, we maximise competition among financiers, delivering optimal funding outcomes with efficiency and confidence.

Ready to take the next step?

Whether you’re seeking commercial, emerging corporate or self-managed super fund finance we’re here to help. Get in touch today to discuss options and find the right solution for you.